Cascades Chiropractic Wellness Center Health Insurance Policy = As convenience to our patients, we participate with certain types of programs and health insurance providers. This means that if we are a participating provider with your health insurance company, we will submit any and all bills due on your behalf. In the event of a rejection of payment or a discrepancy with the insurance company, I am ultimately responsible for fees for all professional services rendered to me by Cascades Chiropractic Wellness Center, regardless of insurance coverage.
In-Network Insurance = Cascades Chiropractic Wellness Center, Dr Jason Winseck and Dr Faranak Taheri are in-network with all Aetna, Care First Blue Cross Blue Shield, Blue Cross Blue Shield Federal Employee Plan, Anthem insurances, Cigna (not Dr. Taheri), United Health Care and PHCS. Patients are responsible for a co-pay, coinsurance or deductible depending on the individual insurance policy at the Time of Service. Patients are responsible for understanding their individual coverage, however, our office assist with any questions you may have.
Out of Network Insurance = Cascades Chiropractic Wellness Center, Dr Jason Winseck and Dr Faranak Taheri insurances are considered out-of-network with Cigna (Dr. Taheri Only), Mail Handlers, Anthem Health Keepers, Medicaid, Kaiser, Veteran Association, Humana, Coventry and GEHA. If you have one of these insurance plans, we will bill the insurance company for you. However, you are responsible for co-pay, coinsurance and deductible depending on the individual coverage. Patients are responsible for understanding their individual coverage, however, our office assist with any questions you may have. .
Medicare = Cascades Chiropractic Wellness Center accepts all Medicare part B patients. Medicare only covers the chiropractic adjustment. Medicare does not cover examinations, x-rays or additional therapies that may be needed. Our office will bill those who have a supplement or secondary insurance. As a reminder, Supplemental Insurance only covers what Medicare allows and Secondary Insurance may cover what Medicare doesn't allow. Medicare covers 80 percent of the the allowable rate and patient or additional insurance is responsible for the 20 percent. Our office reserves the right to collect payment at the Time of Service.
Cash = Cascades Chiropractic Wellness Center does accept cash patients/clients. Payment will be due at the Time of Service. Our office does accept FSA and HSA's as payment. Massage therapy may be a qualifying expense, if deemed medically necessary by one of our Doctor's or Nurse Practitioners. Our office will provide a Super Bill to the patient/client. Please note, Summus laser, massage, esthetics, ionic foot baths, plunge pools, infrared and our Nurse Practitioners are all cash services and will not be billed to your insurance company.
Patient Responsibility = I understand and agree that I am financially responsible to Cascades Chiropractic Wellness Center for all charges incurred at this clinic regardless of insurance coverage, including insurance deductibles and co-payments requirements by my insurance policy. This includes services and/or charges rejected and/or paid in full by my insurance company. I understand that payment is expected when services are rendered unless other arrangements have been made and agreed to in writing. Accounts more than 30 days past due will be charged interest at the rate of 1.5% per month, 18% per annum. If outside collection services or attorneys are employed by this facility to collect payment on my account, I agree to pay any and all court costs, and attorney's fees in the amount of 33% of past due balance. There is a $30 fee for all returned checks.
Financing Available
Care credit financing available 6 or 12 month financing on approved credit
